Only four-year-old policies grandfathered
Since October is Health Literacy Month, Aetna posted to Facebook asking “What confuses you?” about health insurance.
Since grandfathering definitely confuses me, I asked “Which policies are grandfathered and which are canceled by the ACA (and why)?” To their credit, they responded privately after asking for my insurance information.
Grandfathered members are only those that had active coverage before March 23, 2010. Anyone after that is considered non-grandfathered and would be subject to any changes mandated by the federal government due to ACA changes. If you have any additional questions please let us know.
So my final guess in the parent post is correct: only policies that are over four years old are going to be grandfathered past 2014. Anyone who purchased health insurance after March 23, 2010, cannot “keep their health insurance if they like it.”
In response to If you like your health insurance, you can go screw yourself: The fix is in. Last year, on December 15, I signed up for non-ACA health insurance after moving to a new state; I’ve just been notified it will end in December. The transitional policy fix appears to only apply to policies in effect as of October 1, 2013.
More ObamaCare
- Community health acts to improve Obamacare
- Democrats now want to talk about how to improve Obamacare. Here’s how to do it.
- Democrat Chris Murphy: Obamacare is “the end of health care”
- From the mouths of hypocrites, comes wisdom. It’s almost biblical.
- Health insurance reform? What health insurance reform?
- The Truth About Republicans: they don’t want to repeal Obamacare.
- Economies of scale and government-run health care
- Economies of scale only produce lower prices when people are allowed a choice of service providers—including the choice to forego the service. Government-run programs do not benefit from economies of scale—in fact, scaling up will cause increased prices when the industry is run by the government.
- A tale of two negotiators
- If you want to see how Republicans in Congress fail to pass successful reforms, compare the House Obamacare “repeal” with the White House’s budget.
- 16 more pages with the topic ObamaCare, and other related pages